Example text: "To help you determine what your home is worth in today's market, I offer a Free Market Evaluation. Please complete the information below for the property that you would like evaluated, and I will quickly send you the results."

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There are two kinds of short sale's:
    1) Non-traditional Short Sale
    2) HAFA Short Sale (Under the making home affordable program (HAMP))
The following are the main differences:
            HAFA                                                REGULAR SHORT SALE
Relocation Incentive up to $3K                          No relocation Assistance
Time frame for approval 1-3 months                   3-18 months
Debt Forgiveness                                            Not in all circumstances
6% of unpaid principal amount up to 
6K for junior liens (combination of all
junior liens)                                                   No guidelines/varies
Junior liens are required release borrowers
from personal liability                                      No guidelines/varies
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 City:  State:       Zip: 
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